---
title: Ally MS - Caregiver Services
description: Insurance options for caregivers. Occupational Accident Insurance and Professional Liability Insurance.
image: https://info.allyms.com/hubfs/20230331_Connected-Services-Webinar_Zoom%20(1).jpg
---

[![Ally-Logo](https://info.allyms.com/hubfs/Ally-Logo.svg)](https://www.allyms.com/)

# You can mitigate your exposure by requiring caregivers to have these recommended insurances:  ‬

![Insurance](https://info.allyms.com/hubfs/Insurance.webp "Insurance")

Occupational Accident Insurance

TFG Insurance

- Email‭ ‬[support@allyms.com](mailto:support@allyms.com) 
    - Subject Line‭: ‬“TFG Insurance Request”
    - Caregiver Name‭, ‬email address‭, ‬phone number
- Applicant will receive an email with enrollment package attached
- Applicant will email back completed enrollment package‭ ‬
- Upon approval Applicant will be bound and Certificate of Coverage issued
- Payment/Premium deducted by Ally upon payments schedule to Caregiver

 

Avant Underwriting

- Email‭ ‬[support@allyms.com](mailto:support@allyms.com)  
    - Subject Line‭: ‬“Avant Insurance Request”
    - Caregiver Name‭, ‬email address‭, ‬phone number
- Applicant will receive an email with enrollment package attached
- Applicant will email back completed enrollment package with payment method
- Upon approval Applicant will be bound and Certificate of Coverage issued

| **Benefit** | **TFG Insurance** | Avant Underwriting |
| --- | --- | --- |
| Accidental Death | $100,000 max | $250,000 max |
| Accidental Dismemberment | $100,000 max | $250,000 max |
| Accident Medical Expense | $100,000 pp/accident | $1 million pp/accident |
|   | $50 deductible/accident | $0 deductible/accident |
|   | 104 week payment | 110 week payment |
| Total Disability | 70% avg. weekly earnings | 75% avg. weekly earnings |
|   | $400 weekly max | $850 weekly max |
|   | $200,000 max benefit to age 70 | $200,000 max benefit to Social Security retirement age |
| Combined Single Limit | $200,000 pp | $1 million per occurrence / $2 million aggregate |
| Contingent Liability Insurance | n/a | $1 million pp / $2 million per occurrence  |
| **Premium** | **$0.50/hr. max $9.00 per week** |   |
|   | **$36.00 per month** | **Flat $30.00 per month** |
|   | "Basic Pay as you Go" | "Premium Plan Pre-Pay" |

 

Professional Liability Insurance

**CM&F**

- Email‭ [‬**support@allyms.com**](mailto:support@allyms.com) 
    - Subject Line‭: ‬“Professional Liability Insurance Request”
    - Caregiver Name‭, ‬email address‭, ‬phone number
- Applicant will receive an email link where they can complete an enrollment form
- Upon approval Applicant will be bound and Certificate of Coverage issued

[ Download PDF Version ](https://info.allyms.com/hubfs/20230405_OIA-PLI-Flyer-1.pdf)

[mailto:contact@allyms.com](mailto:contact@allyms.com) <https://www.allyms.com/> 

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